Having publicly committed to retiring in the New Year, I am getting my house in order.
This means making decisions about what we need to do to make our retirement work well for us. I have therefore got a list and a budget – a true Virgo, right?
My list started off with many grand things including recarpeting the house, recurtaining the bedrooms, a new fridge and a tent for copious camping trips. I have subsequently rethought this and the list is no longer an absolute, rather it can now be described as ‘a work in progress’ with items being added, taken away or parked.
The changes I have made are sensible ones, I think. I have decided against recarpeting – the carpet is fine and I am just bored with it. I also want to replace it with wool (it is wool now) and that is not cheap. I will therefore do it in a few years when most of our retirement savings can be accessed. The curtains – well, I have washed them initially in a bit of bleach, followed by a rinse and two out of the three sets are perfect again. The other one? A sad story really that would bring a tear to any house proud person’s eyes – suffice to say, I will buy new ones!
The new fridge? Well, I have purchased one after much research (how big, what make, energy rating etc etc) and it is looking mighty fine in the kitchen. The power bill has also reduced which is an added bonus.
The tent for our NZ trips has been relegated to the ‘decision pending’list. I will keep the $$ aside for it in the budget.
New additions to the list include a cat door with a microchip so our kind neighbour can feed our moggies, rather than every cat in the neighbourhood when we are away adventuring. I have also factored in some maintenance including the three yearly septic tank clean and new glasses for me.
Meanwhile, I am saving hard for this early retirement lark, albeit I am fast coming to the conclusion that we will dip into our savings pot early if required so we can do the things we want to when we want to. Yes, life is short, and we don’t want to live with regrets.
Carpe diem, folks!
PS I have been told I can join the temp pool at the hospital where I work any time which is kind of nice, though at this stage this is not what I see in my future.