Search

skiddingtowardsretirement

semi-retiring, work life balance, lifestyle block living

Category

Budgeting

New to me.

Well into middle age, I discovered the pluses of buying second hand.

I remember school friends scouring the charity shops looking for pieces of funky clothing and other stuff in our youth. But I didn’t. In fact, I viewed this practice with horror – I mean, who had worn those clothes, or used that item before? No, siree, buying from a second hand shop wasn’t something the youthful me would be seen dead doing.

So I am totally late to the party discovering the pluses and joys of buying second hand. And as a true convert, I have embraced it and wholeheartedly recommend it as a way to get well made, and unusual things in excellent condition at a fraction of the price you would buy new.

My new-to-me haunts are the online NZ site TradeMe (a bit like Craigslist and Ebay, I think) and the charity shops.

I use TradeMe most often for work clothing. I am very organised about this: I have favourite labels I know work well for me. This means I know the size in each label that fit me and the cuts that work for my body shape. I also know they are well made, and use good fabric that will go the distance. The last sentence is very important to me as I buy items that are a classic cut that I will wear until they fall to bits. I also will buy shoes second-hand. Everything I bid on has to be in very good or excellent condition.

I am not a clothes horse type of woman, so each season, I buy only what I need. This winter I have bought two pairs of shoes (ballet flats and a pair of rollies).

New-to-me Rollies

These are replacements for the very expensive boots I purchased new a few years back and which are busy shedding the thin leather covering on the elastic gusset in a most unattractive and unwearable way. I also bought a skirt (VSSP). All items are perfect: both in condition and fit. This season’s new to me work items cost me $80 including postage. I have two more items I wish to buy for winter: jeans, and a MacPac jacket like my daughter has. I am looking on TradeMe for the jacket, but will buy new when it goes on sale if I haven’t sourced an excellent condition second-hand one before this. The jeans I will buy new.

Which brings me to deciding on how much to pay for an item. Items on TradeMe are sold by auction. Some will also have a buy now price. Postage is on top of this.

If it is an auction, I determine what it is worth to me and set this as the highest price I will pay. FOMO has no place in sensible buying (don’t get me started on house auctions!) If there is a buy now price and I think it is fair, I will purchase that way.

I have mentioned charity shops. The first item I purchased from an opportunity shop was a breadmaker. I bought it second hand because I was not convinced that after the initial enthusiasm for making bread had worn off, it would be used – it was after all a bit of a must-have fad at the time. The $40 price tag, therefore, worked for me, as did the breadmaker which actually did not gather dust and instead gave me many years of use. Still going, I gifted it to someone else when we downsized to move onto the boat.

The man, though, is the main user of charity shops in our family. He scouts them for old tools (hard to find) and for work clothing too. A woodworker, his uniform is plaid shirts and jeans. The shirts often get covered in varnish, stains and glue, so he is more than happy to buy second hand, knowing that they will become rags within the season. Occasionally he will buy a decent item of clothing he happens upon – often they are unworn garments that are other people’s purchasing mistakes. And the other day, he happened on a lovely lamp which now adds a bit of retro style to our lounge.

Buying second hand is not something only Ma and Pa Stone do. My youngest son and his wife are into it too, so for Mother’s Day, I received a set of Temuka Coffee mugs, circa 1977. Found on TradeMe, they match other Temuka I have from back in the day. They are also in perfect condition and I am thrilled.

Second-hand …. one of the best ways to stretch your money (or in my case squirrel it away for those early retirement plans), and at the same time own something a wee bit different. And, of course, the perfect way to recycle and do your bit to save the planet!

I highly recommend it.

Tractor goes

This post could be called a fingers crossed post.

Our tractor is now starting. It also sounds like something that would be at home on a battlefield.

We know, however, that with a bit of adjustment to the distributor (an nth of degree, apparently), it should/will be running sweetly again.

So how did the man get it sorted? The answer was through my last blog post ‘Tractor Woes’ which resulted in two readers who were mechanics shaking their heads in disbelief at our ‘replace likely stuffed parts until it goes’ approach. And not only did they shake their heads and roll their eyes, they decided to give us some advice on how to diagnose the problem a wee bit more efficiently!

And damn me, using these experts’ expertise was the key, and we now have a tractor that is showing signs of life!

Thank you, guys!

Living a good life

Covid has made many of us reflect on what is important in life.

I thought I would share some of the things I think are integral to a life well lived:

  1. Live a good and ethical life.
  2. Stand up for what you believe in. Never turn a blind eye to injustice.
  3. This planet is our home: respect it and look after it.
  4. Public good trumps your wants and needs.
  5. Do not screw anyone over.
  6. Own your mistakes.
  7. Ask forgiveness when you need to.
  8. Prioritise relationships with family and friends .
  9. Happiness is a great goal, but happiness doesn’t just happen, it takes work.
  10. Respect your body; it is the only one you will ever have.
  11. If something in your life isn’t working, try and fix it first. This holds true for everything from fridges to relationships. If you can’t fix it, buy another (fridge), or move on (relationships).
  12. Experiences are never a waste of money; updating an OK lounge suite is.
  13. Failing does not mean you are a failure. It means you are human. Accept it with grace, not excuses.
  14. Being the best is not important. Trying your best is.
  15. Don’t prioritise accumulating money or things ever. Neither will bring you true happiness.
  16. There is good debt e.g to buy your home and bad debt e.g credit card debt. The former should make you financially secure; the latter will make the lending institution so.
  17. Don’t get wants and needs muddled up. Wants might be nice to have, but never screw yourself (or anyone else) over financially or in any other way to get it.
  18. Buying second hand is a win for the planet and for you.
  19. Don’t idolise other people, be they beautiful, rich or whatever; others lives are not what they seem!
  20. Be comfortable and happy with who you are, but recognise you are a work in progress .

I am sure you will have other things that you think are important. Please feel free to add them to the comments.

Shackle-free

In October, we sold our boat.

Our feelings at the time were a mixture of sadness and relief. Sadness because she had been ours for ten years and we had had some fun times in her. Relief? Well, relief was due to a multiple of reasons, but the primary one was that for the last four years we had not used her as we should, and we felt guilty we hadn’t!

No, the poor old thing had sat on a mooring in Parua Bay growing weed (not the illegal stuff, by the way) and getting used by the (insert the rudest word you know here) swallows as their home and ablution block. None of this was pretty.

And if that wasn’t bad enough, in the last couple of years the Mediterranean fan worm had infiltrated the bay and every unsuspecting hull floating there had been under attack. This resulted in the Northern Regional council employing dive teams to check the hulls and work out a remediation programme for each contaminated vessel. Once the programme was completed, the boat was then certified and allowed to go into other marinas and areas (no waterway wants fanworm to take up residence!).

The first year we got notification we had fan worms, we had to pay some divers to remove them from the hull; this last year we dealt with them when the boat was hauled for maintenance.

So there we have it, our lovely boat was unused and deteriorating and costing us quite a few $$. The sensible solution was to sell her. This is, of course, easier said than done: boats are notoriously hard to sell. Indeed, we had had a couple of attempts previously with no joy.

We were, however, determined to sell her this time around. Firstly though, we needed to get her looking cared for and loved again. She was hauled in June last year and the man set to work to get her up to scratch. Over a four months period, he worked week days upon her. This included replacing some rot, painting her topsides and antifouling her hull. Our sail cover had fallen to pieces so we commissioned a new one of these. The engine required some work so a marine engineer was employed to do this. Parts were shipped in from overseas.

With hardstand fees and maintenance costs, getting her up to scratch was far from a cheap exercise. We also couldn’t add the cost of this to the sale price of the boat and had to absorb this expense- no surprises there, it is a boat, after all! Luckily, the man’s labour came gratis.

When she was nearing completion, we popped her on NZ Trademe (for overseas readers, this is the NZ counterpart of Craigslist or ebay, I think). We wrote the ad carefully – we pointed out her amazing cruising history, including being part of NZ Peace Flotilla that went to Mururoa in 1995 (see Steinlager ad on NZ TV at the moment), her circumnavigation, her gun running story, and the link to the book about these adventures.**We also pointed out her live aboard potential.

We priced her well – that point between so dear as to be unrealistic and so cheap one wonders what is wrong with it! Within a couple days of putting the ad up, we had had a few nibbles. We had two lots come through her, and both wished to buy her.

We sold her for less than we asked. This is par for the course, and is the cost we were willing to pay to move forward. We thought it was worth it!

We also sold her to the best possible people ever. A young Australian couple, they are intending to head to the northwest coast of Canada with another couple of boats and settle there in a couple of years.* Meanwhile, they are living aboard her with their husky and cat during the week and heading out most weekends and holidays exploring the Hauraki Gulf. We are following their adventures on social media.

Sorry, for quality of this photo: saying goodbye to Te Kaitoa as she leaves Whangarei Harbour with Tash and Patrick and friends

Every time we drive past the mooring where Te Kaitoa sat for the last four years, the man and I no longer need to look and check her out. She is, after all, in Little Shoal Bay, Auckland, where she is being looked after, used and loved as she should be. A perfect ending for us and a perfect beginning for them.

Safe and happy adventures on Te Kaitoa, Tash and Pat.

*We have been invited up to Canada for a sail when they get there. We do intend to take them up on their offer.

** BOAT BOOKS – How to find nautical yarns and stories. Page 1 of our huge WORLDWIDE range of nautical yarns and stories

Pumped up

With another summer of very little rain, our water is now down to under a quarter in our main 6000 gallons tank. Our second tank of 5000 gallons is sitting at about three quarters full.

Yesterday the man made the decision to take all our water from the back up tank. The man also thought that a bit of maintenance wouldn’t go amiss, so he decided to do a filter clean at the same time he did the swap over.

At about noon, I received a text from the man to say that all had gone well. He also mentioned in passing that the water pressure wasn’t crash hot. Now to those who have experienced the joy of showering at our home, you will realise the man’s comment about the pressure was worrying as it is terrible at its best! At this stage, I put on my Pollyanna hat and thought it would come right.

I was wrong. It went from bad to worse.

When I arrived home from work, the man greeted me with the words ‘We have no water to the house’. He followed this up with, ‘We will have to get the pump guys as I think the pump is …. (insert your own choice word here)

I knew in a trice that this was going to be a very expensive exercise; firstly, because it was going to attract an after hours call out fee, and, secondly, we would be in for hefty travel costs too as we live in the back of beyond. I was far from happy.

I also knew as I ran my fingers through my hair that desperately needed a wash that we had absolutely no alternative but to get it fixed as soon as possible.

And as I faced the realism of a huge budget blow out this week, I remembered that son No.1 was most of his way through his water reticulation qualification and knew a thing or two about water and pumps. So we did the sensible thing and called upon his services.

And low and behold, in an hour or so, son No 1 had fixed the issues and we had running water again. We also had a pump and water filter that had had their yearly maintenance. Oh, and the water pressure? Sadly, this is a blog, rather than a fairy tale, so it is still pathetic!

Paying the price

One of the past owners of our land used to keep a house cow which he milked every day.

I think this is very impressive. I also think keeping a house cow is not for us, no matter how amazing the milk tastes.

All is not lost though as our local shop now sells Bella Vacca milk*. This product tastes and looks like milk did when I was a kid. It also is sold in recyclable glass bottles. A total win, right?

Yes, it is expensive, but the man and I think it is absolutely worth it.

*http://www.bellavacca.co.nz

Water play

The vegetable garden has been neglected since last summer when an eight or so month drought played havoc with our capacity to water the plants.

This lack of rain had been exacerbated by a connection on one of our tanks failing in mid-winter 2019 while we were overseas. This resulted in the loss of every drop of water in that one tank. Our available water was halved.

Luckily our tame herd manager came to the rescue in our absence, reconnected the hose and kindly ordered a load of water for us. The price of this 10,000 litres was eye-watering high, but hey, we thought spring is around the corner and it always rains in spring and our water problems will be solved.

Spring 2019 was rain-free.

As spring turned into summer, the drought bit and economic or miserly us, depending on your world view, made a pact to conserve water, rather than buy it in. Our tight approach was fashionably in line with the council request to go easy on usage – sad losers, we are not!

Over the summer of 2019/20 we honed our conservation skills. Recycling became our buzz word. We limited flushing the toilet to only when absolutely necessary. We abandoned the dishwasher in favour of washing the dishes in a bucket in the sink. We then popped the used water onto the plants. We caught the first water from the shower while it was heating up and used this too in the garden. We tried collecting the water from the washing machine, but due to reading the litres the machine used incorrectly, I flooded the hall carpet. At that point I gave up that idea.

Our efforts to keep the plants alive over this period weren’t successful. We got a few tomatoes, some potatoes, half-formed corn and some bitter tasting lettuce. With the drought still continuing, I let the garden go to seed.

After lockdown ended we finally had rain. These two events were enough to inspire me to make an half-ass attempt to plant a few winter crops. I planted spinach, cabbage, cauliflower and beetroot. In the depths of winter, I lost the will to tend them.

Subsequently, many of the cabbages and cauliflowers fell victim to vermin and didn’t survive or didn’t survive to look pretty. The spinach flourished and is presently threatening to go to seed. I am not sure why I planted it; the truth is we aren’t overly keen on spinach except when it is used in the occasional spanakopita.

The beetroot.. well, the beetroot is my success story. Today I picked two good specimens. I will boil them, slice them up and pop in vinegar following the Edmonds Cookbook recipe, just like my mother and grandmother did before me.

Beetroot is the perfect accompaniment for a salad, and let’s not forget, hamburgers – beetroot is the absolute making of a homemade hamburger.

Today I planted more beetroot. And tomatoes. And capsicum. And lettuce. And chillis. And courgettes. And cucumber.

I gave the spinach a miss.

Beating Famine

Before I begin the guts of this blog, I need to write an explanation for those of my readers overseas. Northland, New Zealand, where I live has not had a case of Covid-19 since April. We have had only one Level 4 lockdown which was the one the whole of NZ went into on March 26. This lasted for 5 weeks here. I work in a non-medical role in a hospital and continued to work from home until 7 June. I have been back at work since then

Onto the blog..

The decision to go into Lockdown happened very quickly in Aotearoa – one day life was trucking along as normal, albeit we were aware that the Covid numbers were on the rise, the next we were told we would be in Lockdown in less than two days.

Like most places in the world news of Lockdown brought with it a run on toilet paper (TP), flour and yeast. Must-haves in life, apparently. Go figure?

I might laugh at this, but we weren’t exempt from our TP moment either. The man decided that to save us from (imminent) famine, he needed to plant the vegetable garden.

Like TP, bread and yeast, there had been a run on seed purchases and so our famine slaying option was limited to the packet of carrot seeds he found lurking at the back of the laundry cupboard. There was going to be a lack of diversity in our famine diet.

He duly planted these seeds and tended the garden religiously.

Three or so months after Lockdown ended we harvested our carrots.

Here it is.. all that he reaped.

No judgement.

Goodbye 1980s.

Our kitchen sports an avocado benchtop. Dating back to the construction of the house in the early 80s, it is in pristine condition.

Perfect condition it may be, but it doesn’t work. It is design of the benchtop, rather than its colour which is the main issue. It intrudes on the room. Takes up way too much space. It has to go.

I am studiously ignoring my lack of green ethics in replacing a benchtop that is in tip top condition. Same with the existing overhead cupboards – although they may yet be recycled in the old pantry space, thanks to the clever man.

The kitchen photographs better than it looks and works!

The underbench cupboards are a mixed bag – some will go due to either the change in design of the kitchen and/or condition. Others will stay. There will be new ones installed too. Even some drawers. Thank you, Marie Kondo.

Redesigning the benchtop means I need to make a decision about the hob. It goes well, but as it, too, is 35 years or more old, for how much longer? It is sensible to upgrade it when I replace the benches. And feel free to judge me, I think I am going to splash out on an induction one!

Which brings me to the double oven – the oven is not as old, but it must have had a hard life, so there is no question a new one is the way to go. Luckily the cabinetry it sits in works well and is in excellent condition. It can stay.

The same can’t be said for the pantry. It is huge – not 2020 scullery huge, but large, nonetheless. It is also shabby and not in a cute, chic way.

The need for bench space usurps the ‘not cute, shabby chic pantry’. The pantry will be replaced by (possibly) recycled cupboards above and new cabinety below a bench top.

Tiling. Flooring.

Lastly, the fridge – there’s probably a few more years left in our fridge. It will stay.

Adieu, 1980.

Blog at WordPress.com.

Up ↑