Search

skiddingtowardsretirement

semi-retiring, work life balance, lifestyle block living

Month

May 2020

Winter fires

Outside the wind is raging and the rain is falling. Thunder and lightning are forecast later today. Regardless, we are pleased. The drought which has been our constant companion since late last year is over. The grass is greening up and our water tanks are filling up nicely.

I am sitting at the dining table writing this. A fire* is roaring in the hearth warming our home, and I can hear the kettle whistling in the kitchen. It is a good life.

This fire was in situ when we bought the house, and is our only source of heating*.* Throughout the year any (unusable) scrap of wood from the man’s workshop gets added to the woodshed to be used through the coming winter.

Over a couple of weekends each year the man will don his chainsaw chaps, ear muffs, and eye googles and spend each day chainsawing branches and felling surplus trees on our property. The trees are a mix of gum, cypress, and manuka. This serves a dual purpose of cleaning up the block and providing fire wood.

At day’s end the tractor will be used to bring the wood up to the shed. Here the man cuts it into sizes suitable for the fire. This wood needs to dry, so will be stored in a separate pile until it is ready to be used the following year.

The man is in his element and we are sorted wood-wise for the coming winter and beyond.

Come the cold weather, the man will light the fire every day we are home.

Hunkering down in front of a roaring fire? Nothing comes close!

  • *Fires have featured in most of our homes. These have included models which you can cook on and have wetbacks which make them very cost effective. These type are our ideal. . And we recently discovered these beauties of fireplace that do everything which are manufactured just down the road —– homewoodstoves. co.nz. With regards to energy cost, bearing in mind our firewood is free, our winter power bills are $125 per month. In summer when the rate is cheaper, they are $90 per month. This includes running the workshop.
  • **A heat transfer system combined with this fire would heat our home more efficiently. It is on the wish list.

Blogging, R Day and mice

Two years ago I mothballed my blog. The man and I had made the changes we needed to have the life we wanted. On achieving this lofty goal, it was time to put my musings to bed, and let my readers get on with their own lives.

I did miss you though. And I did miss writing.

Two years on our life is (slightly) different from where it was then. I will explain later in this blog. There is also a major reset on the horizon, so it is time to blog again.

So what has happened since we left you? The man and I are still living on our plot of land. Three and half years into this life, we are still in love with our lifestyle; indeed, in truth, even more so. It has turned out to be the perfect fit for who we are and how we want to live our life. Even if we had an uninvited guest living with us over the last week!

Flatmate

Income wise, things have changed for both of us.

I had a back to the future moment. In October last year I landed a job at the local district health board library. To do this, I swapped my dream working part time scenario to being a 40 hour per week employee. It was a big decision, but the job is a fixed term contract of 18 months and it felt right. And it is right.

In summer we opened our bottom paddock to self-contained camper vans. We can have two on our property at a time and at $20 per night per vehicle, we view it as a chance to meet people as opposed to a cash making venture.

The man has also pivoted his woodworking business. Three Fish Woodworks now has an event hire division. This summer season it took off. Well, until that crazy killer virus hit! Over the period of a week, New Zealand went in fast forward through the Alert Levels into Lockdown, and we went from a healthy number of advanced event bookings to zip! Zero. Nil. It is what it is.

So what is the reset I am talking about? As I previously mentioned, my job is a fixed term. It finishes in May 2021.* Two months before this, the man becomes eligible for superannuation.

At the end of this contract I will join him in retirement (R day!). It is our time to do as we want. The man will get superannuation. I won’t. We don’t want to go into our retirement savings.

We will have to be clever to achieve this goal. Our cunning plan is to do this two ways : streamline our spending from now on to save as much as possible before R day, and put things in place to be more self-sufficient when we retire.

Our intention is that this journey to R day and beyond will be fun. We will explore options and experiment. And we won’t compromise the quality of our lifestyle. Please join us as we play with ideas and put everything in place for a great retirement.

  • My planning hinges on the fixed term contract coming to an end. If an extension was offered and in a post-Covid world, I don’t think this is likely, I would only want to work 16 hours per week. Work/life balance is all.

Blog at WordPress.com.

Up ↑